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  Its astonishing how people, especially Indians like us, genuinely believe that they will not die. A person involuntarily believes that he’s Pitamaha Bhishma (Mahabharata reference, who had the gift of dying at his own will). The neighbour Sharmaji may die, Shilpa Aunty may die or the elderly shop-owner Nandu may die… but he will not!! And with this dubious confidence he believes that his family is safe and he will be there forever to take care of them for the rest of their life!! More...

Insurance is meant to cover the risk of ‘Dying Too Early’ and the risk of ‘Living Too Long’. Life Insurance is responsible for taking care of the first risk and Annuity or Pension is expected to take care of the second one. More...